Stock and Bonds

http://www.stocks-simplified.com/What-Are-Stocks-And-Bonds.html

http://useconomy.about.com/od/bondsfaq/f/Bonds_Stocks.htm

Electoral Process

I believe in the electoral process. Some pros are that it contributes to the cohesiveness of the country by requiring a distribution of popular support to be elected president, enhances the status of minority interests, contributes to the political stability of the nation by encouraging a two-party system, and
maintains a federal system of government and representation. Cons are
the possibility of electing a minority president, the risk of so-called "faithless" Electors,
the possible role of the Electoral College in depressing voter turnout, and its failure to accurately reflect the national popular will.

Voter Apathy

The election cycle could be shorter. Changing the voting laws so that polls are open later. Fine people who don't vote. Make it that you can vote online or by txt.

Make it easier to register to vote. The candidates could have more debates and conventions to see different voters.